body {font-family: Arial, Helvetica, Sans-Serif;
      color: #000080;
      background-color: #ffffff;
      background-image: url(images/bgkeys.gif); 
      background-attachment: fixed;}

p {text-indent: 3%;
   font-family: Arial, Helvetica, Sans-Serif;
   color: #000080;}

p.noindent {text-indent: 0%;
            font-family: Arial, Helvetica, Sans-Serif;
            color: #000080;}

hr {color: #000080; 
    height: 2; 
    margin-left: 25%;  
    margin-right: 25%;}